QuickBooks Merchant Services

Competitive Rates

No matter which service you choose, QuickBooks Merchant Services lets you accept credit cards without making a big dent in your margins.

Fees	Quickbooks Merchant Service for PCs and Terminals	Industry Averages
Cancellation Fee	Free	$70
Application Fee	Free	$95-$250 (non-refundable)
Payment Gateway Fee	Free	$10-$60 per month
Discount rate for Visa, MasterCard and Discover® Network	Card-swiped: 1.72%¹ Key-entered: 2.44%²	Card-swiped: 1.95% Key-entered: 2.95%
Monthly fee	$17.95	$15-$25
Monthly-minimum Fee	$0-$20 (based on monthly processing volume)	$0-$20 (based on monthly processing volume)
Credit Card Per-Authorization Fee	$0.23	$0.23-$0.50
One-Time Setup Fee	$59.95	$49-$195
Time to funding	2-3 business days³	2-5 business days
Hardware: For PCs For Terminals	Optional card reader: $89 Competitively Priced terminals and free reprogramming	$300-$1500

1. "Card-Swiped Rate" of 1.72% will be charged on qualified swiped Visa/MC/Discover Network transactions that are electronically authorized. Card-swiped rate requires the card reader for QuickBooks for PC service, which is available separately for $89.

2. "Key-Entered Rate" of 2.44% will be charged on all qualified manually keyed Visa/MC/Discover Network transactions that have AVS. All Visa/MC/Discover Network transactions that do not meet the requirements stated above, business cards, foreign cards and transactions that do not meet Visa/MC/Discover Network requirements for the best interchange program will be charged a "Non-Qualified Rate" of 3.27%. Different discount rates for American Express and JCB may apply.

3. Funds will generally be deposited into your account within 2-3 business days depending on your financial institution and your Demand Deposit Account. Clearance time for funds may vary depending on your Demand Deposit Account.

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Competitive Rates