Merchant Service

From Sales to Accounting with Just One Click

Transactions are automatically saved in your QuickBooks as you process the sale, eliminating the need to manually enter the data later. It's the only way to accept all major credit cards, and keep your books accurate and up-to-date, all in one step.

Our Advantages	How You Benefit
Everything is built into your QuickBooks	Simple to Use: no additional hardware or software needed. Keep Your Existing Bank Account Keep More Accurate Records: no more errors from manual data entry. Time-Saving: process a sale and your books are updated at the same time.
Get Paid Quicker	Approved funds are deposited into your existing bank account in 2-3 business days.¹
Optional Card Reader	Costs-Saving: Qualify for a 1.72% card-swiped rate when you use the optional card reader, available for $89.²
Take Your Sales on the Road	Process credit card transactions anywhere there's an Internet connection with Virtual Terminal Plus.³
Validate and pre-Authorize a credit card payment	Starting with QuickBooks 2008, you can validate and pre-authorize funds on a customer's credit card. Return to charge the card for the final amount at a later time, after the transaction has been completed. Example: When taking an order or scheduling an appointment, verify the validity of a customer's credit card and pre-authorize a transaction at practically no cost⁴
QuickBooks Billing Solutions	Create and send invoices (email, US mail, fax) to customers and let them pay you online.⁵ It's a paperless billing system!
Reconciliation Tools See how easy it really is—try it! Match a credit card to a bank statement.⁵	Track cash flow at a glance: The Funding Status tells you which payments have posted to your bank account, so that QuickBooks reflects your bank balance and you can know what cash you have and what is coming.⁶ Get Better Control of Your Expenses: With the Fees & Adjustments Download, keep control of your merchant account expenses, and let QuickBooks do the accounting for you.⁷ Track Transactions with Ease: Sort transactions by date and card type, and check the funding status on payments. You'll know how much money is in your bank account, and be able to reconcile your bank statement quickly and easily.
Take Your Business to the Web	Finally, a merchant service that lets you sell in all your sales channels—even online—with a single account.⁸ Don't have a Web store? We can even help you to find some experts to build one!
Automatic Credit Card Billing	Stop spending time collecting recurring payments; weekly, monthly, or quarterly billing. Set it up once, and we will take care of the rest
Online Account Access	Manage your QuickBooks Merchant account online 24/7 from anywhere you have Internet access.⁹
QuickBooks Solutions Marketplace	Spend more time with customers and increase your productivity with third-party software that works with QuickBooks Merchant Services. Find the solution that is right for you.

Beware of Hidden Costs!

Many processors might advertise the "lowest rates" but then load on extra costs — you could end up paying a LOT more than you think. For example:

Some Common Hidden Costs
Annual Fee	Early Termination Fee
Merchant Club Fee	Network Inquiry Fee
Equipment Maintenance Fee	Communications Fee
Equipment Swap Fee	Statement Fee
Account Update Fee	Address Verification Fee
Support Fee	Voice-Authorization Fee

QuickBooks Merchant Services have NONE of these costs!

Forced Leases

Many merchant processors also require you to sign a multi-year equipment lease. You could end up paying over $1,000 for a terminal — and still not own it at the end of the lease period!

If you want to process card-present transactions and take advantage of our low 1.72% swiped rate, all you need is our low cost card reader.²

Do you really want to trust your money on a processor who loads on all these extra costs?

Become one of our 100,000 merchants who trust the small-business experts to handle their money!

Live 24/7/365 Customer Service: Our merchant experts are happy to answer your questions—and we never charge for calls! Any questions? Please call (800) 558-9558.⁹

1. Funds generally are deposited into your account within 2-3 business days depending on your financial institution and your Demand Deposit Account. Clearance time for funds may vary depending on your Demand Deposit Account.

2. Card-Swiped Rate of 1.72% applies to qualified swiped Visa/MC/Discover® Network transactions that are electronically authorized. Card-swiped rate requires the card reader for QuickBooks for PC service, which is available separately for $89. To order, click here or call (866) 379-6636. Requires at least QuickBooks 2006. Not compatible with QuickBooks Pro for Mac or QuickBooks Online Edition.

3. Requires a Windows PC and at least Internet Explorer 5.0.

4. Our standard per item transaction fee of only $0.23 is charged for an authorization.

5. Deluxe Billing Solutions is required to e-mail invoices enabled for online payment. Separate sign-up and additional fees apply.

6. Example shown for QuickBooks 2006 and higher

7. Funding status on credit card deposits and Fees & Adjustments Download is available only in QuickBooks 2006 or Enterprise 6.0 or higher.

8. A separate account, offered at a discounted price, may be required.

9. Support is subject to occasional downtime due to systems and server maintenance and events beyond our control.

Click here for additional terms and conditions by service.

QuickBooks Merchant Service for PCs

Forced Leases

Do you really want to trust your money on a processor who loads on all these extra costs?