Monthly Fee Details

    Rate X Transactions = Fee
  Per-authorization fee: $0.21     $
  Swiped credit card discount rate: 1.70%   $   $
  Card-not-present discount rate: 2.72%   $   $
  Daily batch transmission fee: $0.21   30*   $0.00
  Monthly minimum fee: $15.00   NA**   $0.00
  Monthly service fee: $17.95   1 month   $17.95
  Total estimated monthly fee:         $0.00
  You would deposit $0.00 of your $0.00 total credit card transactions.
*Daily Batch Fee
This number assumes that sales are batched 30 days a month.

**Monthly Minimum Fee
If you do not incur $15.00 worth of processing fees (discount rate plus per authorization fees) in a month you will be charged the balance. For example, if you have $10 in processing fees during the month you will incur a $5 Monthly Minimum Fee.

Service Fees & Rates

Monthly service fee: $17.95

The QuickBooks Point of Sale Merchant Service monthly account fee includes access to our Gateway, plus 24/7 LIVE customer support and seamless integration QuickBooks software.

Discount rate:

The percentage of each Visa, MasterCard and Discover® Network transaction charged to the merchant. The discount rate may vary depending on how the transaction compares to credit card association criteria.

Card swiped rate: 1.70%*

Discount rates charged for Visa, MasterCard and Discover Network transactions that are swiped and electronically authorized.

Key entered rate: 2.72%*

Discount rate charged on manually keyed Visa, MasterCard and Discover Network transactions that have been verified by the Address Verification Service (AVS).

Per-authorization fee: $0.21

The amount charged each time a transaction is submitted for authorization and any time a daily batch is closed.

Credit Card Daily Batch Transmission fee: $0.21

The amount charged to send credit card batches to avoid fees for late settlement. Calculation based on one end-of-day batch transmission authorization for an estimated 30 business day month.

Monthly minimum fee: $0.00-$15.00

If you do not accumulate $15.00 of discount and authorization fees in a given month, an incremental transaction fee will be charged to bring the sum of discount and per authorization fees up to $15.00.

Generally, if you have at least $900.00 in Visa, MasterCard or Discover Network volume in a month, you will avoid the monthly minimum fee. (Estimate based on 9 transactions at an average 2% discount rate per month.)

*All Visa/MC/Discover Network transactions that do not meet the requirements stated above, business cards, foreign cards and transactions that do not meet Visa/MC/Discover Network requirements for the best interchange program will be charged a "Non-Qualified Rate" of 3.57%. Check with credit card association or QuickBooks Point of Sale Merchant Service to understand the specific criteria that must be met for a transaction to qualify for a specific discount rate. Additional fees apply to accept American Express, Diners Club, and JCB cards.

Miscellaneous fees

Optional card reader fee:

Optional card reader ($89.95) required to qualify for the card-present (swiped) rate of 1.70%

Chargeback fee: $20.00 per customer-disputed charge filed

The Chargeback fee is assessed each time a customer-disputed charge is filed, in addition to the disputed transaction amount.

One-time set-up fee: $50.00

The one-time $50.00 fee for setting-up your new QuickBooks Point of Sale merchant account is billed after your account is approved.

ACH Reject Fee: $15 per customer-disputed charge filed

Fee applied to your billing if credit card transactions cannot be credited or merchant fees debited from your bank account via Automated Clearing House (ACH). This usually occurs if your merchant account has an invalid ABA/DDA account numbers, insufficient funds, or if the account is closed.